OneMain Financial - Bakersfield, California

OneMain Financial, located at Address: 4200 Truxtun Ave #100, Bakersfield, CA 93309, United States, is a well-known loan agency that offers various financial services to its clients. With a convenient phone number: 6618335560, reaching out to them is just a call away. You can also visit their website at Website: onemainfinancial.com for more information.

OneMain Financial is dedicated to providing loans and other financial services that suit each client's unique needs. They have a team of experts who work closely with clients to help them achieve their financial goals. Whether you need a personal loan, auto loan, or debt consolidation, OneMain Financial has you covered.

This company has a physical location that is easily accessible to everyone. They have a wheelchair-accessible car park and wheelchair-accessible entrance, making it easy for people with disabilities to visit them. Their office is located in a convenient area, with several public transportation options nearby, making it easy for clients to reach them.

OneMain Financial has received numerous positive reviews from its clients. According to Google My Business, they have 46 reviews with an impressive average opinion of 4.1/5. This is a testament to the company's commitment to providing excellent financial services to its clients.

Reviews of OneMain Financial

Mrs Ramirez

1/5

Worst loan place ever !!!! We had a loan and paid on time and it never went down they kept saying that’s the interest had to eventually after 6 yrs paying on 1 loan decided to just stop paying them so than they offered a payout but left my credit messed up… don’t go to them but I do highly recommend Opertun been w them since everytime I need a loan and balance goes down as you pay and pretty fast …

Josh M

1/5

this company is the absolute worst, i have no business with them and all they do is spam my phone with calls, my emails with junk, my own bank doesn’t do that

José de Jesús Corona

3/5

First off .. the loan process is pretty fast. Depends on who helps you tho.. my last loan process was a complete wast of my time. Once I was there I was told I needed additional info to proceed. I had to reschedule for the next day. So pretty much drove out there for nothing.
PAYYY ATTENTION!!! To your automatic with drawls!!!
If you get paid bi weekly , there are months that they charge 3 times and still charge interests when in reality that 3rd charge should all go to principle!!
They schedule you for 2 charges a month bi weekly and that extra charge goes in and they do nothing to tell you about it. So I’d suggest you call them and have them cancel the payment and have them recharge it all to principle !
Any way they’ve helped me out a lot . Other than that I’d recommend this place to anyone who needs credit cards payed and have extra
money.

Stephanie Hernandez

5/5

Great staff, very knowledgeable and friendly!

Tisha R

5/5

Very wonderful, helpful, made everything simple and easy.

R Lynn

1/5

Edited: If you’re in a bind and needing a quick/easy way out then OneMain will be your ticket. BUT, you will be paying for EVER! They will help you in a bind and defer a payment or 1/2 a payment but tack that interest on heavy at the end. They will seem great for a while but then you will realize you are so far UPSIDE DOWN in your loan.
Over 8yrs later and I am nowhere closer!
And my finances changed therefore I requested to change my due date from the 1st to the 15th and they denied it because in 2016 I had already requested a due date change. Really, 7yrs ago. Shame on them! They literally told me there’s nothing they can do for me and when I told them I’m going to keep being late because I have no options they said I’m going to keep getting late charges. Wow! I lost all respect I had for this company and the people I dealt with in their office!

Tanecia Crystian

2/5

It took over 9 days to get the loan. I couldn't get the agent assigned to my account to return my calls or e-mails. I would try to ask her questions about the loan and how it works because it was my first time doing this type of loan but she would cut me off mid sentience and give me short, vague answers which kept me totally clueless about the whole process. I took a total of 3 days off trying to make myself available for her, she'd say she would come take photos of the car and then I wouldn't hear from her for a few day's. I wanted to go down to the office and demand that she communicate with me and keep her commitments to me but my husband asked me to wait because he feared that she would deny my loan if i made her angry. I was about to call the manager when she finally called and apologized. Right before the loan was finalized she started talking about EXTRA insurance for my home and medical bills and the way she worded it, i felt i had to choose to take it in order to get the loan. It wasn't untill after i had signed my agreement that I saw a sign on the wall saying it wasn't necessary. That made me even more upset, because who REALLY goes into an establishment and starts reading all the signs posted. She could have verbally TOLD me when she was giving me the "sales push" for that insurance that i didn't have to ACCEPT it in order to get the loan. I found the experience unnecessarily stressful and I believe that if I had a diffrent agent I would have had a better experience. I don't blame the lender for my experience, my credit is poor. However, if you get the agent i was assigned to be stronger than i was, don't let her gloss over your questions. Be firm! If she won't return your calls ask for a different agent. Good luck.

Mayra Casillas

1/5

Terrible. Have had only bad experiences for all the time of the loan. If I could pay it all and be done with this company I would do it in second. They are rude. They harass. And I understand I have been late on payments but I was very clear to them that I would pay the late fee and be up to date and even gave them a payment date to take out the money, they continued to harass me at my place of work. Until I told them if you continue to call me at work I will lose my job and it will be way harder to pay back. I refuse to call, or even go in to thier office.