Manny Andaya - Direct Lender/Mortgage Broker - CDL Mortgage Services, Inc DBA Capital Direct Lending - Rocklin, California

Gavin G.

I have used Brianna Waters and her team for two purchases now with a 3 year gap in between and they have not let me down. They made the entire home loan process smooth, stress-free, and easy to understand with everything explained very thoroughly. They work tirelessly to make things work and are very knowledgeable, responsive and always had my best interests in mind. Thanks to all their hard work and guidance I was able to close quickly on both purchases the fastest being 8 days. I was able to secure the best rate that no others even got close with. I highly recommend them to anyone looking for a trustworthy and professional mortgage broker!

Thank You Brianna and team!!

Sean C.

Manny was the lender for the buyers on a recent home I sold as the listing agent, and he was fantastic to work with. His communication was clear and consistent, he was always prompt, and every step of the process was handled on time. Truly a smooth and professional experience from start to finish. A+ all around!

Manda N.

Working with Manny Andaya, VP and Lending Manager at CDL Mortgage Services, Inc., was an absolute pleasure. From start to finish, Manny went above and beyond to make our home-buying experience smooth and stress-free. He was always available to answer our questions, responding quickly and thoughtfully no matter the time of day.

Manny took the time to explain every step of the process in detail, ensuring we fully understood everything. His patience and dedication truly set him apart. Thanks to his expertise and efficiency, we were able to close on our dream home in just 21 days—a timeline that seemed almost impossible but was made achievable because of Manny’s hard work.

If you’re looking for someone who will treat you like family and guide you through the lending process with care and professionalism, Manny is the person to call. We couldn’t be happier and will gladly recommend him to anyone looking for exceptional mortgage services. Thank you, Manny, for making our dream of homeownership a reality!

Roger K.

Manny helped us with our home purchase. He made it very easy to understand the options and scenario we were in. He walked us through the process step by step when needed and was always responsive when we had questions or actions that had to happen.

Steven S.

I really enjoyed Manny’s professionalism and how helpful he was at every step of my first home purchase. I highly recommend him.

Anita L.

Buying a home in the Sacramento area was not easy in this seller's market. Manny was so patient through many offers, making sure the sellers knew I was pre-qualified and ready to exercise a purchase. I am finally closed on the best of all the houses I found and thank Manny for his help. He is excellent at what he does and a pleasure to work with.

Tyler R.

Extremely grateful I was able to find Manny. He helped me with a VA home loan and it couldn’t have been any smoother. He goes above and beyond for his clients and saved me a ton of time and money. It helps that he’s extremely nice and passionate about helping out all his clients.

Darren D.

It was great working with Manny! The process was really smooth and the communication was outstanding!! Thank you Manny!!