Home Loan State Bank-Montrose - Montrose, Colorado

Home Loan State Bank-Montrose: Your Local Banking Solution

Nestled in the heart of Montrose, Colorado, Home Loan State Bank-Montrose, located at 1440 Encanto Pl, stands as a testament to the power of community banking. This full-service financial institution has been serving the local community with a personal touch and a commitment to excellence for years.

Main Services

• Home Loans: Specializing in mortgages, the bank offers a variety of loan options, including FHA, VA, and conventional loans, to help locals achieve their homeownership dreams.
• Checking and Savings Accounts: Home Loan State Bank-Montrose provides a range of personal and business checking and savings accounts tailored to meet individual needs.
• Loans and Credit Lines: The bank offers competitive rates on auto loans, personal loans, and lines of credit to help customers finance their goals.
• Online and Mobile Banking: For added convenience, the bank offers 24/7 online and mobile banking, allowing customers to manage their accounts, pay bills, and transfer funds on the go.

Location and Access

Situated at 1440 Encanto Pl, Montrose, CO 81401, the bank is conveniently located in the Encanto neighborhood, just off US Highway 50, making it easily accessible from anywhere in the city. The building is set back from the road, with ample parking available in the dedicated lot.

Public transportation is readily available, with the Montrose County Combined Transit bus stop located just a short walk away. The nearest major road is South 7th Street, which is less than a mile from the bank.

Featured Characteristics

• Wheelchair Accessibility: The bank is committed to ensuring all customers can access its services. The entrance and parking lot are both wheelchair-accessible.
• Drive-Thru Service: For added convenience, the bank offers a drive-thru window, allowing customers to conduct basic banking tasks without leaving their vehicles.
• Community Focus: As a local, independent bank, Home Loan State Bank-Montrose is deeply rooted in the community. The bank actively supports local charities and organizations, reflecting its commitment to giving back.

Practical Information

• Hours of Operation: Monday-Thursday, 9:00 AM - 5:00 PM; Friday, 9:00 AM - 6:00 PM; Saturday, 9:00 AM - 12:00 PM; Sunday, Closed
• Phone Number: 970-497-4280
• Website: hlsb.com

Customer Reviews: A Closer Look

With an average rating of 3.7/5 from 20 Google My Business reviews, Home Loan State Bank-Montrose enjoys a positive reputation in the community. Customers consistently praise the bank's personal service, convenience, and commitment to the local area.

• Personalized Service: Customers appreciate the friendly, helpful staff and the personal touch that comes with banking at a local institution. One reviewer noted, "The employees are the friendliest that I’ve encountered."
• Convenience: The bank's location, drive-thru service, and quick turnaround on services like printing new debit cards are all praised for their convenience. A reviewer commented, "They printed a new one in 10 minutes."
• Community Involvement: Several customers mention the bank's support for local causes and its role in the community, reflecting the positive impact it has on the area.

In conclusion, Home Loan State Bank-Montrose offers a comprehensive range of banking services tailored to the needs of the local community. With its convenient location, personalized service, and commitment to giving back, it's easy to see why this bank is a favorite among Montrose residents. Whether you're looking for a home loan, a new checking account, or simply want to bank with a local institution that cares about its community, Home Loan State Bank-Montrose is an excellent choice.

👍 Reviews of Home Loan State Bank-Montrose

Douglas T.

5/5

The iconic home town bank. They helped us with our home loan and other banking needs. The employees are the friendliest that I’ve encountered.

mikhersh

5/5

I've had bank accounts at a lot of large banks. I wanted a local, more convenient bank. I had my debit card compromised and the folks at this bank printed a new one in 10 minutes. Days later I'm traveling and a 3rd party shuts my card down. A Montrose Home Loan employee alerts me to this and helps me resolve the issue after her work shift! Who, in this day and age, has this work ethic? Needless to say, I will stay with this bank.

Yuni W.

5/5

Home Loan State Bank has been our only bank since we moved to CO. We love the ladies there, they are so helpful and friendly. Quickly learn your name and are genuinely interested in your life. The staff change has been hard on everyone but that is no reason to get upset, we all learn as we go. If you don't get along with these amazing people take a look in the mirror, you may be the problem! You receive what you give so give a smile, being a teller is not an easy job!! Thanks Michelle Linnel for being an amazing teller, you are the best. Also Hannah, with your beautiful smile, such a joy to work with you!

Ladie L.

1/5

I understand this is a new bank. They really need to work on customer service. They also need to find out how their Atm works... Calling me multiple times because their atm let me do a feature they were unaware of unfortunately wont solve the issue. The bank Called me to come pick up a check that had already posted to my account. *Your Atm has that feature and capability* Otherwise when I selected what I was trying to do which was make a deposit, it wouldnt have let me. All the other atms in town it automatically cancels my trasaction and spits my card back out and says this feature is unavailable.This atm went throught the whole process and posted to my account and gave me a recipt with check images. I understand your confusion and frustration on you not knowing what your atm feature and capabilities are but thats not my issue and keeping me and my recipts briefly while you sit on the phone to figure out how I did that really isnt my problem that is something you all got to figure out. I dont have time to wait while you try to figure why your atm is doing deposits from another bank. I would be calling the institution for the atm and getting info on the features your atm provides you could also call my bank (credit union of colorado) and ask them why their atm is linked to (cuoc)bank because my bank told me only two atms (nuvista) being the other bank in town (montrose) are linked to them because my awesome bank is in junction. Just a heads up secret shoppers are out and your being reviewed on everything! Also the lady in blue shirt with amazing hair her name starts with A she was very sweet upon reaturning my recipts to me, I could feel the vibes!! The lady I talked to on the phone and in person, please work on your customer service and lady at drive up window had great pink pants!! Happy Holidays!!

Brenda B.

5/5

I have banked with Home Loan State Bank for years! Just had another great experience of opening a business account. Michelle was friendly, helpful and efficient! Thank you for all you do!

Jennifet G.

1/5

I called to verify a check, I started talking to some guy, then some Supervisor by the name Michelle just got on the phone didn't introduce herself and was aggressively asking me questions the she had just heard me answer to the guy I originally was in the middle of talking to. Then before she hung up on me she commented she's a problem then slammed the phone down. I called back Michelle answered the phone so rudely ask would you like to speak to my supervisor when I answered yes she slammed the phone again. WOW that's customer service in Colorado huh 👎👎👎👎👎👎👎👎👎🤬🤬😡😡

John S.

1/5

Home Loan State Bank is a shell of what it once was. All the staff that made this bank great are gone. There’s currently a mass exodus of people and businesses leaving. Craig and La’Tisha are worms. Please go elsewhere.

Jackie R.

5/5

I love this community bank! The decisions are made locally and they really care about customers and the community. Seems like when people walk through the door, everyone feels like a million bucks! Mark, Kent, Tish, April, Nicolette and Andrea do a great job!