Central State Credit Union - Stockton, California

Address: 5242 N El Dorado St, Stockton, CA 95207, United States.
Phone: 2094445300.
Website: centralstatecu.org.
Specialties: Credit union, ATM.
Other points of interest: Drive-through, Wheelchair-accessible car park, Wheelchair-accessible entrance.
Opinions: This company has 34 reviews on Google My Business.
Average opinion: 3.3/5.

Location of Central State Credit Union

2094445300

Central State Credit Union, located at 5242 N El Dorado St, Stockton, CA 95207, United States, is a well-known credit union in the area. They can be easily contacted at 2094445300 or through their website centralstatecu.org.

This credit union specializes in providing a variety of financial services, including access to ATMs. One of the unique features of this location is the drive-through service, making it convenient for those who prefer to do their banking from the comfort of their car. Additionally, the credit union is wheelchair-accessible, with a car park and entrance designed for easy access.

Central State Credit Union has received a total of 34 reviews on Google My Business, with an average rating of 3.3/5. While there are certainly areas for improvement, many customers appreciate the personalized service and attention they receive at this location.

When visiting Central State Credit Union, there are a few things to keep in mind. First, it's important to have all necessary identification and account information on hand to ensure a smooth transaction. Additionally, customers may want to consider utilizing the drive-through service for quick and easy banking.

Overall, Central State Credit Union is a solid choice for those seeking a reliable and convenient credit union in the Stockton area. With a range of financial services and accessible features, it's definitely worth considering. To learn more or to become a member, be sure to visit their website and explore all that they have to offer. Don't hesitate to reach out to them directly for any additional information or assistance.

Reviews of Central State Credit Union

Central State Credit Union - Stockton, California

Christa Zwinge

1/5

Can't get anyone on the phone about fixing the issue with being able to login online. Phone robot tells me "we are experiencing technical difficulties" then hangs up on me. I don't live in Stockton or Lodi. It's very inconvenient for me to go to a bank location. PLEASE FIX THIS.

Dani Salguero

1/5

This place SUCKS. All the little signs and notices they tape to their walls, surfaces, and appliances will warn you to stay away. Went here because supposedly it’s a Venmo surcharge-free ATM for transacting with the Venmo card. But it wanted to charge a fee, according to their notice on-screen. Credit unions used to be good. This place must be run by very dense individuals or bureaucracy.

S. Richardson

5/5

Great place! I opened an account here to re-establish my credit during my divorce 12 years ago. After 3 years of paying on my share secured loans, I was able to buy a house. A few years later, I was able to finance a vehicle and obtain their awesome fixed rate credit card. Reestablishing credit takes time, and along the way the staff and the management were very helpful and personable. I appreciate this credit union and their helpfulness.

Jaime Cardenas

1/5

Horrible service Liars and I was Discriminated . And when I spoke up for my self they wanna play the victim card . Like children. Stay away don't waste your time or have these people ruin one's day!!! !!! !!!

Lion Heart

1/5

This is aimed at the leaders of this institution. How is it that when ever i have login issues you do not have a human to answer the phones. You can not help me if i can not communicate with you. This os not the first experience by a long shot and if its not remedied i will transfer to a more competent financial institution. This os a leadership issue not am employee issue so i am holding you responsible.

Ember Scott

1/5

Before I begin, mind you individual experiences will vary. Mind you they do have another branch in Stockton Ca on Center street. This review pertains to the branch on N El Dorado St.

Ok so, the backstory. I opened accounts at this CU a long while back. For the sole purpose of establishing and building credit. As I have lived my entire life as a cash in hand only person. At the time I also opened secured loan (s) where I matched them dollar for dollar and simply just had to pay interests.

Well I was just going over my credit scores in my Experian account and it's suggestions were that while my credit was good 700, 707 and 737. With narry a negative anything. All the categories show as 'Very Good' with the exception of a couple 'Fair' categories because I have no Credit Cards (Cash is King), No open revolving accounts. And that I should be using 6% of my available credit.

So after looking over what they have to offer on their website I go to them and request a Starter Loan ($500) which is described as for 'First Time Borrowers' for the purpose of establishing building credit. Or Even a minimal unsecured Credit Card ($300).

After waiting what seemed like forever for them to returm with a decision. They returned with a counter offer of a Secured Credit Card where I pledge 150% of the limit ($450 for a $300 limit CC) and on top of that I still will be paying the interest rates. So wait... They wanted me to offer them more than they would offer me and on top of that pay interests. Yeah Ok, makes perfect sense to do that when I can just match dollar for dollar and just pay the interests for credit like have been doing.

And mind you my accounts with this branch (CU) are and have always been in Good Standing. Not a negative anything and I make regular deposits, multiple times a week half the time.

In the end, in my honest opinion this isn't a credit union but a regular bank. So do your due diligence as there maybe more credit minded "credit unions" out there that are better suited for building establishing credit. I wouldn't recommend this one to anybody.

Fermin Borlagdan

1/5

They do not accept non members requesting for coin change or dollar bills. I thought credit union does it. I guess I’m wrong.

David Islas

4/5

Been with this bank for 24yrs .. it has always been smooth service.. just wish my job gave as much love holidays off time like the this bank