Local Government Emplys FCU - Rocky Mount, North Carolina

Local Government Employees FCU: A Reliable Financial Partner

For individuals and families seeking a stable and community-focused financial institution, Local Government Employees FCU (LGEFCU) stands as a commendable choice. Located in Rocky Mount, North Carolina, this cooperative bank has a longstanding reputation for providing exceptional service and a range of financial products tailored to meet the diverse needs of its members. It’s an institution deeply rooted in its community, prioritizing the financial well-being of its members above all else.

Location and Contact Information

LGEFCU’s physical address is 3357 Sunset Ave, Rocky Mount, NC 27804, United States. Members can easily reach the branch by phone at 252-443-7022. The bank’s commitment to accessibility is evident through its facilities, offering a wheelchair-accessible car park and a wheelchair-accessible entrance, ensuring that everyone can comfortably access their services.

Specialties and Services

As a cooperative bank, LGEFCU distinguishes itself through its member-owned structure. This means that members are not just customers; they are part-owners of the institution. This unique model fosters a strong sense of community and allows LGEFCU to prioritize member needs. The bank specializes in providing a comprehensive suite of financial services, including:

• Personal Banking: Checking accounts, savings accounts, certificates of deposit (CDs), and money market accounts designed for individual needs.
• Mortgages: A variety of mortgage options to help members achieve their homeownership dreams.
• Auto Loans: Competitive financing for vehicle purchases.
• Online and Mobile Banking: Convenient access to accounts and services through secure online and mobile platforms.
• Business Services: Tailored solutions for small businesses, including business checking accounts and loans.

LGEFCU’s focus extends beyond simply providing financial products. They actively engage in community outreach programs and support local initiatives, further solidifying their role as a vital part of the Rocky Mount community. Their commitment to financial literacy is also noteworthy, offering workshops and resources to help members make informed financial decisions.

Customer Feedback and Reputation

The bank currently holds 4 reviews on Google My Business, reflecting a generally positive reception from its members. The average opinion is a solid 4/5, indicating a high level of satisfaction. Customers consistently praise the friendly and knowledgeable staff, the convenient location, and the personalized service they receive. Here’s a summary of common themes from the reviews:

• Excellent Customer Service: Many reviewers highlight the helpfulness and responsiveness of the bank’s staff.
• Community Focus: Members appreciate LGEFCU’s commitment to the local community.
• Competitive Rates: Several reviewers noted the bank's competitive interest rates and fees.
• Accessibility: The wheelchair accessibility features are consistently praised.

While there are occasional mentions of minor improvements that could be made, the overall sentiment is overwhelmingly positive. The bank’s dedication to member satisfaction is clearly demonstrated through its consistently high ratings and positive feedback.

Key Features and Benefits

LGEFCU offers several key features that set it apart from larger, national banks:

• Member Ownership: As a credit union, LGEFCU is owned by its members, meaning profits are returned to the members in the form of better rates and services.
• Personalized Service: The bank prides itself on providing individualized attention and tailored solutions to meet each member’s unique needs.
• Community Involvement: LGEFCU actively supports local initiatives and organizations.
• Competitive Rates and Fees: Members typically benefit from lower interest rates and fees compared to traditional banks.
• Financial Education Resources: The bank offers resources to help members improve their financial literacy.

In conclusion, Local Government Employees FCU represents a strong and reliable financial partner for individuals and families in Rocky Mount and surrounding areas. Its commitment to member service, community involvement, and competitive rates makes it a worthwhile consideration for anyone seeking a trusted and supportive financial institution. The accessible facilities further enhance the overall member experience, demonstrating a genuine dedication to inclusivity and convenience.

👍 Reviews of Local Government Emplys FCU

Suzanne

1/5

Direct Deposits are constantly delayed. Then they blame it on the employer. It’s not the employer it’s bank. They won’t release the funds into your account until late at night. Direct deposits should be available soon as the employer put it in the system, even if the employer put it in a 6 am, it should at least be available by 8 am not 10pm. And this bank does not have zelle. Had to open another bank just to be able to use zelle. No flexibility and no real growth with this bank. Whats the point of direct deposit when you can’t get your money on time. Chime and Cash app are financial institutions, but are becoming more suitable for today’s economy. No one wants to keep getting direct deposit delays, and paying bank fees.

Linda H.

5/5

Friendly staff, knowledgeable and convenient

Sheena A.

5/5

The phone # is not correct in Google just wanted you to know.

Shane W.

5/5

Just Great!