Optimum Retirement Planning - Lake Forest, Illinois

Mary C.

Larry Pershing at Optimum Retirement Planning has been a pleasure to work with. He has a genuine interest in helping others succeed in retirement and has the in-depth expertise on retirement planning, and we wish we found him sooner. Larry is easy to talk to, and is a good listener with the willingness to share his advice and knowledge. We were able to set and achieve our goals by working with Larry. He explains everything so it is easier to understand. Larry is passionate about his work and also values the opinions of his clients. We would definitely recommend Larry for anyone that needs retirement planning advice.

Rick B.

GO SEE LARRY. …….Have you worked hard all your life and need help transitioning to a new retired lifestyle? I highly recommend to contact Larry if you’re looking for help minimizing your taxes or planning your retirement or estate. Larry has a great personality and keeps meetings interesting by discussing what is most important to you.

Mark L.

Larry at Optimum has been our financial advisor and retirement planner for almost two years now, and our decision to use his services turned out to be one of the best financial decisions we've ever made. I'm pretty savvy about the market, mutual funds, and investment in general, and for most of my life I've told myself that there was no need for a financial advisor- just put it all in a no-load, stock market tracking mutual fund. Simple, right? Well, it wasn't until we were faced with an important decision that we decided to look for an advisor. Larry not only guided us expertly through that decision, but he has been instrumental in several key decisions and actions since then that I would not have even seen. Larry and Optimum have always been there for us, and have always been thorough, insightful, fair, and fun to work with. We are very happy that we were fortunate enough to have found him.

Lisa G.

Though I have had several FA in the past, I have been very pleased with Larry. He doesn't provide cookie cutter financial advice as everyone's situation is different. He has no products to sell.
I came to Larry with a substantial nest egg and he is helping me to minimize my taxes further into retirement. He is very patient and explains in depth, so I can understand the plan. If I think of a question or situation he is very reachable by phone or email.
No sales, no pressure, very knowledgeable and patient. This is the first time I have felt comfortable with a FA. Highly recommend Larry!

Carrie L. Q.

Almost one year ago I started looking for a new portfolio manager, due to non communication from my previous one. After interviewing 3 firms, I found Larry Pershing at Optimum Retirement Planning giving an on-line lecture for Roth Conversions, which is exactly what I had been wanting to do! I did my due diligence and I have found that Larry has fresh ideas and suggestions. Our on line meetings are never rushed by any means, he answers ALL my questions. I feel very confident and sleep well at night knowing Larry has his thumb on the pulse of the market and where I am at in MY life.....which is now retired and backpacking the world. Also, I can have Facetime or Zoom meetings .... anytime or anyplace that I am!!! Not to mention my portfolio has done VERY well......

S K.

I reached out to Larry upon a friend's recommendation. I'm in a different stage from my friend who is now retired while I still have a few more decades to go. I needed some guidance and a gut check on if I'm on the right track for retirement savings. Larry helped me with asset allocations, ETF selections, general investment strategy, and what-if scenario analyses. What I appreciate about Larry is the following:

-He's actually intently listening and trying to get to the root of what his clients want out of their retirement. And if they don't know, he presses hard because he's trying to get them on the right path for retirement planning.

-There's ZERO sales pitch and ZERO pressure. After the initial meet and greet, there is no pressure to sign up for his services. Also, he doesn't try to up-sell or get you to buy an investment product.

- There's no judgement on if you've saved enough or not enough. He's there to help problem solve.

I feel more confident now about my investment strategy and the changes I made with Larry's input. Working with Larry means having a financial partner who has your best interest as the priority.

Paula K.

As a woman business owner, I was immediately impressed with Larry's depth of knowledge of retirement and tax challenges faced by myself and other women. He is willing to spend considerable time listening and asking questions -- not just telling me what to do. This is in contrast to some money managers in my past. Together, we have developed a retirement roadmap which makes sense. I highly recommend Optimum Retirement Planning if you seek a retirement partner who will listen to you.

Elaine P.

Larry not only knows how to manage money, but he’s also a great listener and easy to work with. He’ll give you an honest, clear, and well thought out explanation for everything he does and recommends. Since he’s a fiduciary all the time, all his advice is in your best interest. He’s been my advisor for a while now and I’m very happy with his advice.