Dekal Willis
1/5
Honoring the legacy of Dr. Martin Luther King, but 1st Bank has discrimination lawsuits around the country from Brown & Black peoples.
My story:
Walked into 1st Bank located at 1617 E Colfax Ave, Denver, CO 80218 on Friday the 9th, happy and excited to open a business as I have done so previously with Chase( the more superior bank) so I know what documents were needed. However, I do realize all banks have little tweaks on opening a business account as far as requirements go for example what I did not have was "Meeting Minutes" for my business which is a requirement specific to 1st Bank vs Chase (the more superior bank). Good on my part. I had just had a meeting with the owner of the business, and I will be renting my space from and a couple of other board members of mine. I typed the "meeting minutes" myself that following morning on the 10th. The second reason I was turned away on Friday the 9th and told to come back before closing at 12pm on the 10th was because I did not have my confirmation letter from the IRS with my EIN, however, I had my EIN and gave them that. The 1st Bank requirements does not actually say you need a confirmation letter of EIN also know as Tax identification Number. On the 10th after delivering a copy of "Meeting Minutes" with my EIN on paper they claimed my EIN was fake, I did not have a website and my "Cleaning business" was fake. Here's the kicker... I never stated this was a Cleaning business. I myself said and my documentation with the secretary of state clearly reads. I have a Massage and Aesthetics practice.
Now mind you the young heavy set latina woman maybe it was "Anjelica"? Met me originally behind the Teller station on the 9th, and if she is a teller she should not have been opening my account as she constantly had to go back and forth to managers to ask questions on opening an account on the 9th and 10th for my business and I guess she was the one who said I owned a cleaning business to her managers...
Why she told that lie I don't know.
On the 10th it was an even heavier set, 6'2 male manager who approached me shaking and stuttering that my EIN was false and I need a confirmation letter from the IRS when all I gave them was my EIN on a sheet of paper as I did on the 9th but this time with my "Meeting Minutes" which again is a requirement to open a business account with 1st bank. I now realize he was shaking and stuttering because he knew he was wrong for what he was doing to me.
Well it is now the 13th and I was able to open a bank account with all the same information at the downtown denver location after talking to a knowledgeable Teller Elizabeth who directed me to an actually banker who opens account named Baigal. After opening my account with Baigal I talked with her manager "Kate" I think was her name... about my experience at the colfax and Franklin location. Though I enjoyed my experience there and the atmosphere "Kate" seemed like she was only pretending to listen and blamed my experience on lack of training. I was in her office for less than 3 minutes on matter which is very serious. I mean we live in a country that fought laws on these things which is why this post on Dr. King was posted I believe.
All that being said, I don't do business without proof, and therefore, I'm providing two documents to this post. One is 1st Bank's requirements of opening an account and I did highlight the EIN section which does not say you need a confirmation letter.
The second document is the original branches rejection of opening my account with my name and address omitted because this is the internet after all.
(This was original a my Facebook response to the post on first bank celebrating MLK. But hey, while we are at it. HAPPY BLACK HISTORY MONTH)
Thank you for your time